All Resources

What creditors can do if you don't pay

Description

When you use credit to make purchases or pay for services and fail to make payments your creditors may take legal actions to recover the money owed. Common types of credit are bank loans, bank... More ≫

Description

When you use credit to make purchases or pay for services and fail to make payments your creditors may take legal actions to recover the money owed. Common types of credit are bank loans, bank account overdrafts, lines of credit, credit cards, finance agreements, student loans, payday loans, etc. This publication describes the legal action a creditor may take if you do not pay your debts.

Tags

Bill collections & debt repayment

Description

Collection agencies collect unpaid debts or locate debtors for others. Debt repayment agencies charge a fee to negotiate payment arrangements for people who owe money. The Fair Trading Act and the... More ≫

Description

Collection agencies collect unpaid debts or locate debtors for others. Debt repayment agencies charge a fee to negotiate payment arrangements for people who owe money. The Fair Trading Act and the Collection and Debt Repayment Practices Regulation identify the rules these businesses and the people working for them must follow.

Tags

Recouvrement de factures et remboursement de dettes

Description

Les agences de recouvrement recouvrent des dettes impayées ou trouvent des débiteurs pour le compte d’autres personnes. Les agences de remboursement de dettes, quant à elles, facturent des frais... More ≫

Description

Les agences de recouvrement recouvrent des dettes impayées ou trouvent des débiteurs pour le compte d’autres personnes. Les agences de remboursement de dettes, quant à elles, facturent des frais pour négocier des ententes en matière de remboursement au nom de personnes endettées. La loi sur la protection des consommateurs et consommatrices (Consumer Protection Act) et le règlement sur les pratiques en matière de recouvrement et de remboursement de dettes (Collection and Debt Repayment Practices Regulation) définissent les règles imposées aux entreprises et aux personnes qui travaillent pour elles.

Tags