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What creditors can do if you don't pay

Description

When you use credit to make purchases or pay for services and fail to make payments your creditors may take legal actions to recover the money owed. Common types of credit are bank loans, bank... More ≫

Description

When you use credit to make purchases or pay for services and fail to make payments your creditors may take legal actions to recover the money owed. Common types of credit are bank loans, bank account overdrafts, lines of credit, credit cards, finance agreements, student loans, payday loans, etc. This publication describes the legal action a creditor may take if you do not pay your debts.

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Bill collections & debt repayment

Description

Collection agencies collect unpaid debts or locate debtors for others. Debt repayment agencies charge a fee to negotiate payment arrangements for people who owe money. The Fair Trading Act and the... More ≫

Description

Collection agencies collect unpaid debts or locate debtors for others. Debt repayment agencies charge a fee to negotiate payment arrangements for people who owe money. The Fair Trading Act and the Collection and Debt Repayment Practices Regulation identify the rules these businesses and the people working for them must follow.

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Recouvrement de factures et remboursement de dettes

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Les agences de recouvrement recouvrent des dettes impayées ou trouvent des débiteurs pour le compte d’autres personnes. Les agences de remboursement de dettes, quant à elles, facturent des frais... More ≫

Description

Les agences de recouvrement recouvrent des dettes impayées ou trouvent des débiteurs pour le compte d’autres personnes. Les agences de remboursement de dettes, quant à elles, facturent des frais pour négocier des ententes en matière de remboursement au nom de personnes endettées. La loi sur la protection des consommateurs et consommatrices (Consumer Protection Act) et le règlement sur les pratiques en matière de recouvrement et de remboursement de dettes (Collection and Debt Repayment Practices Regulation) définissent les règles imposées aux entreprises et aux personnes qui travaillent pour elles.

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Dealing with credit

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Discusses the importance of protecting your credit history, since credit checks are often used not just to grant credit but also to determine eligibility for a job, renting an apartment or... More ≫

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Discusses the importance of protecting your credit history, since credit checks are often used not just to grant credit but also to determine eligibility for a job, renting an apartment or obtaining insurance. Part of the Reality Choices series authorized by Alberta Education for use in the Grades 10 to 12 Career and Life Management course. Includes a student module and a PowerPoint file for use by teachers in a classroom setting.

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Information sheet. Submitting a compliment or complaint

Description

Client satisfaction is important to the Maintenance Enforcement Program (MEP). We try to make sure clients have the chance to tell us about good service and service concerns. Your feedback helps... More ≫

Description

Client satisfaction is important to the Maintenance Enforcement Program (MEP). We try to make sure clients have the chance to tell us about good service and service concerns. Your feedback helps us improve our service and make changes that better meet your needs.

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Information sheet. Child status reviews

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Changes in a child’s circumstances may affect whether support is payable for them under the terms of the existing court order. This Information Sheet provides general information about how MEP... More ≫

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Changes in a child’s circumstances may affect whether support is payable for them under the terms of the existing court order. This Information Sheet provides general information about how MEP reviews child status, including when a child’s status changes before they reach the age of majority.

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Information sheet. Maintenance for adult children

Description

The responsibility to pay child support may not end when a child becomes an adult. Maintenance may be payable for a child even after they become an adult, depending on their circumstances and on... More ≫

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The responsibility to pay child support may not end when a child becomes an adult. Maintenance may be payable for a child even after they become an adult, depending on their circumstances and on the wording of the court order for their support. The purpose of this information sheet is to explain MEP’s policy on enforcing support after a child becomes an adult.

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Information sheet. Varying or changing your court order

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It is not possible for MEP to change the amount of support due and payable each month. If either the creditor or debtor wishes to change the amount of support paid, they will need to get a... More ≫

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It is not possible for MEP to change the amount of support due and payable each month. If either the creditor or debtor wishes to change the amount of support paid, they will need to get a variation to the court order. This information sheet outlines the process for doing this.

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Information sheet. Responsibilities of the creditor

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It is the creditor's responsibility to get a court order and provide any information that can assist MEP in securing payment. The creditor must respond to any changes in the court order that the... More ≫

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It is the creditor's responsibility to get a court order and provide any information that can assist MEP in securing payment. The creditor must respond to any changes in the court order that the debtor applies for and advise MEP of any changes in the creditor's address and phone numbers. The creditor must also keep MEP informed of any changes in the child's status (e.g. residence, education).

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Information Sheet. Welcome to the Maintenance Enforcement Program

Description

This information sheet outlines the vision and values of the Maintenance Enforcement Program (MEP) and how payments are received and disbursed. It also briefly outlines the expectations MEP has of... More ≫

Description

This information sheet outlines the vision and values of the Maintenance Enforcement Program (MEP) and how payments are received and disbursed. It also briefly outlines the expectations MEP has of the debtor and the creditor and what you can expect from MEP.

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