Publications

Director's Order: 9445-3933 Quebec Inc o-a Express Payday Loan & Haja Rasolofomandimby

Description

Director's Order imposed on 9445-3933 Quebec Inc. operating as Express Payday Loan and Haja Rasolofomandimby to cease engaging in high-cost credit activities in Alberta until the licensing... More ≫

Description

Director's Order imposed on 9445-3933 Quebec Inc. operating as Express Payday Loan and Haja Rasolofomandimby to cease engaging in high-cost credit activities in Alberta until the licensing requirements have been met, to cease entering into high-cost credit agreements that do not meet the regulatory requirements set out under the legislation, to cease contacting any individual or person in Alberta in a manner that contravenes the High-Cost Credit Regulation, to cease entering into transactions with consumers if they are unable to receive any reasonable benefit from the transaction, and to cease engaging in activities intended to deceive or mislead consumers or misrepresent their rights, remedies or obligations.

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Director's Order: Darren Wright, 2264247 Alberta Ltd. & R&W Contractors

Description

Director's Order imposed on Darren Wright, on 2264247 Alberta Ltd. and R & W Contractors to cease entering into prepaid contracts with residential consumers until the licensing requirements... More ≫

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Director's Order imposed on Darren Wright, on 2264247 Alberta Ltd. and R & W Contractors to cease entering into prepaid contracts with residential consumers until the licensing requirements under section 104(1) of the Consumer Protection Act have been met, to ensure that all prepaid contracts are in writing and include the terms required by the Act and the Prepaid Contracting Business Licensing Regulation, and to ensure that refunds of all money paid by the consumer are returned to the consumer within 15 days after a contract is cancelled.

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Director's Order: Francesco Sam Morrone & Italian Concrete and Design Inc

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Director's Order imposed on Francesco Sam Morrone and Italian Concrete and Design Inc. to ensure that all prepaid contracts are in writing and include the terms required by the Act and the Prepaid... More ≫

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Director's Order imposed on Francesco Sam Morrone and Italian Concrete and Design Inc. to ensure that all prepaid contracts are in writing and include the terms required by the Act and the Prepaid Contracting Business Licensing Regulation, and to ensure that refunds of all money paid by the consumer are returned to the consumer within 15 days after a contract is cancelled.

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Notice of Administrative Penalty: Fluent Home Ltd.

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Administrative Penalty of $5,000 imposed on Fluent Home Ltd. for violations of the Consumer Protection Act.

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Director's Order: Sartaj Singh Kalat and Navneet Kaur Kalat and Furniture House

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Director's Order imposed on Sartaj Singh Kalat, Navneet Kaur Kalat and Furniture House and any employee, representative, agent, or associate of Sartaj Singh Kalat, Navneet Kaur Kalat and Furniture... More ≫

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Director's Order imposed on Sartaj Singh Kalat, Navneet Kaur Kalat and Furniture House and any employee, representative, agent, or associate of Sartaj Singh Kalat, Navneet Kaur Kalat and Furniture House to immediately cease using exaggeration, innuendo or ambiguity as to a material fact with respect to the consumer transaction, cease making representations that a consumer transaction involves or does not involve rights, remedies or obligations that is different from the fact, cease doing or saying anything that might reasonably deceive or mislead a consumer, cease making representations that goods are new if they are used, deteriorated, altered or reconditioned, cease making representations that goods are available in a particular quantity if they are not, and cease making representations that goods or services will be supplied within a stated period if the supplier knows or ought to know that they will not.

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Director's Order: Starling Auctions and Jesse Ray Starling and Michael Edward Rohanchuk

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Director's Order imposed on Jesse Ray Starling, Michael Edward Rohanchuk and Starling Auctions and any employee, representative, or agent of Jesse Ray Starling, Michael Edward Rohanchuk and/or... More ≫

Description

Director's Order imposed on Jesse Ray Starling, Michael Edward Rohanchuk and Starling Auctions and any employee, representative, or agent of Jesse Ray Starling, Michael Edward Rohanchuk and/or Starling Auctions to immediately cease carrying on the activities of holding sales by public auction, cease holding a sale by public auction, and cease advertising a sale by public auction, until Starling Auctions is the holder of a subsisting licence.

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Director's Order: Prets Alpha Inc. and Tran Lu-Uy

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Director's Order imposed on Prets Alpha Inc., and Tran Lu-Uy, and any employee, representative or agent thereof to cease engaging in high-cost credit activities in Alberta without the required... More ≫

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Director's Order imposed on Prets Alpha Inc., and Tran Lu-Uy, and any employee, representative or agent thereof to cease engaging in high-cost credit activities in Alberta without the required High-Cost Credit Business Licence, cease entering into high-cost credit agreements that do not meet the regulatory requirements set out under the legislation, cease contacting any individual or person in Alberta in a manner that contravenes the High-Cost Credit Regulation, cease entering into transactions with consumers if they are unable to receive any reasonable benefit from the transaction, cease engaging in activities intended to deceive or mislead consumers or misrepresent their rights, remedies or obligations.

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Director's Order: Les Solutions Preteurs-The Lender Solutions Inc & Valeria Lamolinara

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Director's Order imposed on Les Solutions Preteurs / The Lender Solutions Inc. and Valeria Lamolinara to cease engaging in high-cost credit activities in Alberta without the required High-Cost... More ≫

Description

Director's Order imposed on Les Solutions Preteurs / The Lender Solutions Inc. and Valeria Lamolinara to cease engaging in high-cost credit activities in Alberta without the required High-Cost Credit Business Licence, to cease entering into high-cost credit agreements that do not meet the regulatory requirements set out under the legislation, to cease entering into transactions with consumers if they are unable to receive any reasonable benefit from the transaction, and to cease engaging in activities intended to deceive or mislead consumers or misrepresent their rights, remedies or obligations. Note: This Director's Order is under appeal.

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Notice of Administrative Penalty: Prets Alpha Inc.

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Administrative Penalties totaling $27,500 imposed on Prets Alpha Inc. for violations of the Consumer Protection Act, Cost of Credit Disclosure Regulation, and High-Cost Credit Regulation.

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Report : An Act to End Predatory Lending

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Legislatively mandated annual report including data provided by all licensed payday lenders across Alberta.

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