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Dealing with credit

Description

Discusses the importance of protecting your credit history, since credit checks are often used not just to grant credit but also to determine eligibility for a job, renting an apartment or... More ≫

Description

Discusses the importance of protecting your credit history, since credit checks are often used not just to grant credit but also to determine eligibility for a job, renting an apartment or obtaining insurance. Part of the Reality Choices series authorized by Alberta Education for use in the Grades 10 to 12 Career and Life Management course. Includes a student module and a PowerPoint file for use by teachers in a classroom setting.

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Insurance Premium and Claims Data by Class of Insurance, Alberta, 2011

Description

Data provided by insurers, on the premiums written and claims incurred for the 2011 fiscal year. Based on reporting on the consolidated pages of the P&C-1 or Life-1 Annual returns. This data... More ≫

Description

Data provided by insurers, on the premiums written and claims incurred for the 2011 fiscal year. Based on reporting on the consolidated pages of the P&C-1 or Life-1 Annual returns. This data is also reported in the Superintendent of Insurance’s Annual Report.

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Insurance Premium and Claims Data by Class of Insurance, Alberta, 2012

Description

Data provided by insurers, on the premiums written and claims incurred for the 2012 fiscal year. Based on reporting on the consolidated pages of the P&C-1 or Life-1 Annual returns. This data... More ≫

Description

Data provided by insurers, on the premiums written and claims incurred for the 2012 fiscal year. Based on reporting on the consolidated pages of the P&C-1 or Life-1 Annual returns. This data is also reported in the Superintendent of Insurance’s Annual Report.

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Insurance Premium and Claims Data by Class of Insurance, Alberta, 2013

Description

Data provided by insurers, on the premiums written and claims incurred for the 2013 fiscal year. Based on reporting on the consolidated pages of the P&C-1 or Life-1 Annual returns. This data... More ≫

Description

Data provided by insurers, on the premiums written and claims incurred for the 2013 fiscal year. Based on reporting on the consolidated pages of the P&C-1 or Life-1 Annual returns. This data is also reported in the Superintendent of Insurance’s Annual Report.

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Working with your lenders - keep them in the loop

Description

At a conference of agricultural lenders, the participants were asked for their thoughts on the most important things that farm owners and managers could do to maintain effective relationships with... More ≫

Description

At a conference of agricultural lenders, the participants were asked for their thoughts on the most important things that farm owners and managers could do to maintain effective relationships with their lenders during periods of hardship. It is important to note that these lenders were fully aware of the difficulties that their clients were facing then, and continue to face today.

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Questions and answers about farm debt

Description

This fact sheet addresses some of the common, and some not-so-common, questions asked by farmers about the legal implications of debt. More detailed information on the laws governing debt is... More ≫

Description

This fact sheet addresses some of the common, and some not-so-common, questions asked by farmers about the legal implications of debt. More detailed information on the laws governing debt is available in the publications Farm Debt: The Legal Implications Including the Personal Property Security Act, Agdex 817-12, and Alberta Personal Property Security Act, Agdex 817-13. This fact sheet is not a substitute for legal advice because farm debt can have complex tax and legal implications. Readers are advised to seek professional assistance with their specific concerns about farm debt.

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Alberta Personal Property Security Act : what it means to farmers [2001]

Description

In 1990, the Government of Alberta passed the Personal Property Security Act (PPSA) to govern dealings between creditors and debtors. This act modernized credit law in the province by amending or... More ≫

Description

In 1990, the Government of Alberta passed the Personal Property Security Act (PPSA) to govern dealings between creditors and debtors. This act modernized credit law in the province by amending or repealing several acts, some of which traced their origins back to the nineteeth century. The PPSA applies to many transactions in which creditors obtain an interest in a debtorís personal property to secure payment or performance of an obligation. The act simplified registration procedures for security interests by creating the Personal Property Registry.

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