Publications

Superintendent's list of financial institutions offering locked-in pension products [2021 to current]

Description

All banks, credit unions, trust companies and insurance companies offering LIRAs, LIFs and LRIFs to customers must be on the Superintendent’s List of Financial Institutions offering locked-in... More ≫

Description

All banks, credit unions, trust companies and insurance companies offering LIRAs, LIFs and LRIFs to customers must be on the Superintendent’s List of Financial Institutions offering locked-in pension products, in order to accept transfers of locked-in funds. NOTE: This list is updated regularly. Please ensure you are using the CURRENT list for up-to-date information. Past issues of the list are kept for informational and comparison purposes only. There may be institutions that have applied to appear on this list but whose application was still being processed at the time this list was updated. Please contact the office of the Superintendent of Pensions to verify the status of any financial institution with respect to this list.

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Financial hardship unlocking : general program and process FAQs

Description

The following document provides questions and answers on the process to unlock funds in your locked-in retirement account (LIRA) or life income fund (LIF) due to financial hardship. Please refer... More ≫

Description

The following document provides questions and answers on the process to unlock funds in your locked-in retirement account (LIRA) or life income fund (LIF) due to financial hardship. Please refer to the CURRENT version. Previous versions are included for historical purposes only.

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Pensions financial hardship unlocking : reasons to unlock FAQs

Description

The following document provides questions and answers on reasons to unlock funds in your locked-in retirement account (LIRA) or life income fund (LIF) due to financial hardship. Please refer to... More ≫

Description

The following document provides questions and answers on reasons to unlock funds in your locked-in retirement account (LIRA) or life income fund (LIF) due to financial hardship. Please refer to the CURRENT version. Previous versions are included for historical purposes only.

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Superintendent of Pensions : interest rate tables

Description

This document contains: Life Income Fund (LIF) interest rate and withdrawal calculations as per CANSIM (Canadian Socio-Economic Information Management System); Table A: LIF minimum and maximum... More ≫

Description

This document contains: Life Income Fund (LIF) interest rate and withdrawal calculations as per CANSIM (Canadian Socio-Economic Information Management System); Table A: LIF minimum and maximum withdrawal rates; Table B: Employment Pension Plans Act and Regulation Prescribed Amounts (on or after January 1, 2015); and Table C: Interest Rates Applied to Employee Contributions of Defined Benefit Pension Plans, as per section 73(2) of the Alberta Employment Pension Plans Regulation. Please refer to the CURRENT version. Previous versions are included for historical purposes only.

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Superintendent's list of financial institutions offering locked-in pension products [2012-2020]

Description

All banks, credit unions, trust companies and insurance companies offering LIRAs, LIFs and LRIFs to customers must be on the Superintendent’s List of Financial Institutions offering locked-in... More ≫

Description

All banks, credit unions, trust companies and insurance companies offering LIRAs, LIFs and LRIFs to customers must be on the Superintendent’s List of Financial Institutions offering locked-in pension products, in order to accept transfers of locked-in funds. NOTE: These past issues of the list are kept for informational and comparison purposes only. For the current list, which is updated regularly, see the Related tab.

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Financial hardship unlocking program : summary

Description

The following document describes the process to unlock funds in your locked-in retirement account (LIRA) or life income fund (LIF) due to financial hardship.

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