Publications

Red Tape Reduction annual report

Description

Provides an overview of cross-government progress towards reducing regulatory burden on business and promoting economic growth, improving government service delivery through digital... More ≫

Description

Provides an overview of cross-government progress towards reducing regulatory burden on business and promoting economic growth, improving government service delivery through digital transformation, and reducing costs and saving time for Albertans. Each annual report provides examples of recent projects that have improved access to government, saved time and money for businesses, or leveraged innovation to improve service delivery.

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Payday lending

Description

Describes what a payday loan is, to whom the Payday Loans Regulation applies, how to repay a payday loan, how to cancel a loan, the rules of conduct for payday lenders, cash cards and payday... More ≫

Description

Describes what a payday loan is, to whom the Payday Loans Regulation applies, how to repay a payday loan, how to cancel a loan, the rules of conduct for payday lenders, cash cards and payday loans, and what to do if you cannot pay back a payday loan.

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Security deposit interest rate change, effective January 1, 2024

Description

Landlords can require a security deposit, sometimes referred to as a damage deposit, from their tenants when they move into rental premises. Since January 1, 2009, the interest rate on security... More ≫

Description

Landlords can require a security deposit, sometimes referred to as a damage deposit, from their tenants when they move into rental premises. Since January 1, 2009, the interest rate on security deposits has been zero percent. Effective January 1, 2024 to December 31, 2024 the interest rate payable on security deposits is 1.6 percent, under the Residential Tenancies Act and Mobile Home Sites Tenancies Act.

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High-cost credit aggregate data

Description

High-cost credit business licensees were required to submit information related to their high-cost lending operations for the calendar year. The information in this document reflects the reported... More ≫

Description

High-cost credit business licensees were required to submit information related to their high-cost lending operations for the calendar year. The information in this document reflects the reported high-cost credit activity of Alberta's licensees between January 1 and December 31.

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Payday loans aggregate data

Description

Payday loan licensees were required to submit information related to their high-cost lending operations for the calendar year. The information in this document reflects the reported payday loan... More ≫

Description

Payday loan licensees were required to submit information related to their high-cost lending operations for the calendar year. The information in this document reflects the reported payday loan activity of Alberta's licensed payday loan businesses between January 1 and December 31.

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Report : An Act to End Predatory Lending

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Legislatively mandated annual report including data provided by all licensed payday lenders across Alberta.

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High cost credit : Consumer Protection Act

Description

As of January 1, 2019 high-cost credit businesses must be licensed under the Consumer Protection Act and the High-Cost Credit Regulation. This fact sheet explains high-cost credit, describes... More ≫

Description

As of January 1, 2019 high-cost credit businesses must be licensed under the Consumer Protection Act and the High-Cost Credit Regulation. This fact sheet explains high-cost credit, describes prohibited practices for licensed high-cost credit lenders, and outlines the rights of borrowers of high-cost credit.

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