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Your credit report

Description

Credit reporting agencies must make sure the information in your file is correct and based on the most reliable evidence available. The Fair Trading Act and the Credit and Personal Reports... More ≫

Description

Credit reporting agencies must make sure the information in your file is correct and based on the most reliable evidence available. The Fair Trading Act and the Credit and Personal Reports Regulation identify what can be included in and released from your credit file.

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2020 payday loan aggregate data - Alberta

Description

Payday loan licensees were required to submit information related to their high-cost lending operations for the 2020 calendar year. The information in this document reflects the reported payday... More ≫

Description

Payday loan licensees were required to submit information related to their high-cost lending operations for the 2020 calendar year. The information in this document reflects the reported payday loan activity of Alberta's licensed payday loan businesses between January 1 and December 31, 2020.

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High-cost credit and payday loan business compliance standards [2020]

Description

This document provides direction for businesses required to be licensed by the Consumer Protection Act under the High-Cost Credit Regulation and Payday Loans Regulation. Compliance with these... More ≫

Description

This document provides direction for businesses required to be licensed by the Consumer Protection Act under the High-Cost Credit Regulation and Payday Loans Regulation. Compliance with these standards is a requirement for the purposes of licensing in Alberta.

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Collection agency compliance standards

Description

Direction for businesses required to be licensed by the Consumer Protection Act under the Collection and Debt Repayment Practices Regulation.

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The Consumer Bill of Rights

Description

Alberta’s Consumer Protection Act helps protect consumers from unfair practices and businesses from unfair competition. Alberta’s Consumer Bill of Rights was developed to help businesses and... More ≫

Description

Alberta’s Consumer Protection Act helps protect consumers from unfair practices and businesses from unfair competition. Alberta’s Consumer Bill of Rights was developed to help businesses and consumers understand their rights and responsibilities in Alberta’s marketplace.

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High-cost credit and payday loan business compliance standards [2018]

Description

Sets compliance standards and guidelines for high-cost credit businesses and payday loan businesses operating under the Consumer Protection Act.

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High-cost credit : business tips

Description

As of January 1, 2019 high-cost credit businesses must be licensed under the Consumer Protection Act and the High-Cost Credit Regulation. This fact sheet explains high-cost credit and describes:... More ≫

Description

As of January 1, 2019 high-cost credit businesses must be licensed under the Consumer Protection Act and the High-Cost Credit Regulation. This fact sheet explains high-cost credit and describes: licensing requirements for high-cost credit lenders, information that must be provided to borrowers of high-cost credit, and powers of inspectors and investigators to inspect a high-cost credit lender.

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Government of Alberta 2017 aggregated payday loan data report

Description

This annual report summarizes information about payday lending in Alberta and the development of alternatives to payday loans.

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Service Alberta payday loans usage and attitudes : summary report

Description

This summary presents the findings of a research study on payday loans that Leger Marketing conducted on behalf of Service Alberta Consumer Services branch. The primary purpose of the research was... More ≫

Description

This summary presents the findings of a research study on payday loans that Leger Marketing conducted on behalf of Service Alberta Consumer Services branch. The primary purpose of the research was to further inform the Government of Alberta about issues to take into consideration when considering and drafting regulations for the payday loan industry.

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Giving to charity : information for donors in Alberta

Description

This brochure provides general information for charity donors in Alberta.

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