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2020 Payday Loan Aggregate Data

Description

Payday loan licensees were required to submit information related to their high-cost lending operations for the 2020 calendar year. The information in this document reflects the reported payday ... More ≫

Description

Payday loan licensees were required to submit information related to their high-cost lending operations for the 2020 calendar year. The information in this document reflects the reported payday loan activity of Alberta's licensed payday loan businesses between January 1 and December 31, 2020.

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Consumer Alert: True Loan Inc. o/a True Payday Loan / Group Buddy Inc. / Groupe Buddy Inc.

Description

A consumer alert was issued by the Director of Fair Trading against True Loan Inc., operating as True Payday Loan, Group Buddy Inc. and Groupe Buddy Inc. These lenders are not licensed to engage ... More ≫

Description

A consumer alert was issued by the Director of Fair Trading against True Loan Inc., operating as True Payday Loan, Group Buddy Inc. and Groupe Buddy Inc. These lenders are not licensed to engage in payday or high-cost lending in Alberta. Investigations into consumer complaints have determined these lenders have engaged in prohibited lending and collection practices under the Consumer Protection Act, Payday Loan Regulation, and High-Cost Credit Regulation.

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2019 high cost credit aggregate data - Alberta

Description

High-cost credit business licensees were required to submit information related to their high-cost lending operations for the 2019 calendar year. The information in this document reflects the ... More ≫

Description

High-cost credit business licensees were required to submit information related to their high-cost lending operations for the 2019 calendar year. The information in this document reflects the reported high-cost credit activity of Alberta's licensees between January 1 and December 31, 2019.

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2019 payday loan aggregate data - Alberta

Description

Payday loan licensees were required to submit information related to their high-cost lending operations for the 2019 calendar year. The information in this document reflects the reported payday ... More ≫

Description

Payday loan licensees were required to submit information related to their high-cost lending operations for the 2019 calendar year. The information in this document reflects the reported payday loan activity of Alberta's licensed payday loan businesses between January 1 and December 31, 2019.

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High-cost credit and payday loan business compliance standards [2020]

Description

This document provides direction for businesses required to be licensed by the Consumer Protection Act under the High-Cost Credit Regulation and Payday Loans Regulation. Compliance with these ... More ≫

Description

This document provides direction for businesses required to be licensed by the Consumer Protection Act under the High-Cost Credit Regulation and Payday Loans Regulation. Compliance with these standards is a requirement for the purposes of licensing in Alberta.

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What creditors can do if you don't pay

Description

When you use credit to make purchases or pay for services and fail to make payments your creditors may take legal actions to recover the money owed. Common types of credit are bank loans, bank ... More ≫

Description

When you use credit to make purchases or pay for services and fail to make payments your creditors may take legal actions to recover the money owed. Common types of credit are bank loans, bank account overdrafts, lines of credit, credit cards, finance agreements, student loans, payday loans, etc. This publication describes the legal action a creditor may take if you do not pay your debts.

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Undertaking: Finabanx Ltd. o/a iCash

Description

Undertaking made by Finabanx Ltd., operating as iCash, to the Director of Fair Trading in acknowledgement of wrongfully failing to comply with the provisions of the Consumer Protection Act.

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Payday lending

Description

Describes what a payday loan is, to whom the Payday Loans Regulation applies, how to repay a payday loan, how to cancel a loan, the rules of conduct for payday lenders, cash cards and payday ... More ≫

Description

Describes what a payday loan is, to whom the Payday Loans Regulation applies, how to repay a payday loan, how to cancel a loan, the rules of conduct for payday lenders, cash cards and payday loans, and what to do if you cannot pay back a payday loan.

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Undertaking: Electra Equities Ltd. o/a Speedy Cash

Description

Undertaking made by Electra Equities Ltd., operating as Speedy Cash, to the Director of Fair Trading in acknowledgement of wrongfully failing to comply with the provisions of the Consumer ... More ≫

Description

Undertaking made by Electra Equities Ltd., operating as Speedy Cash, to the Director of Fair Trading in acknowledgement of wrongfully failing to comply with the provisions of the Consumer Protection Act.

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Undertaking: Cashco Financial Inc.

Description

Undertaking made by Cashco Financial Inc. to the Director of Fair Trading in acknowledgement of wrongfully failing to comply with the provisions of the Consumer Protection Act.

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