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March 11, 2020
When you use credit to make purchases or pay for services and fail to make payments your creditors may take legal actions to recover the money owed. Common types of credit are bank loans, bank account overdrafts, lines of credit, credit cards, finance agreements, student loans, payday loans, etc....
June 1, 2019
Discusses the importance of protecting your credit history, since credit checks are often used not just to grant credit, but also to determine eligibility for a job, renting an apartment or obtaining insurance. Part of the Reality Choices series authorized by Alberta Education for use in the...
April 1, 2019
Collection agencies collect unpaid debts or locate debtors for others. Debt repayment agencies charge a fee to negotiate payment arrangements for people who owe money. The Fair Trading Act and the Collection and Debt Repayment Practices Regulation identify the rules these businesses and the...