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What creditors can do if you don't pay

Description

When you use credit to make purchases or pay for services and fail to make payments your creditors may take legal actions to recover the money owed. Common types of credit are bank loans, bank... More ≫

Description

When you use credit to make purchases or pay for services and fail to make payments your creditors may take legal actions to recover the money owed. Common types of credit are bank loans, bank account overdrafts, lines of credit, credit cards, finance agreements, student loans, payday loans, etc. This publication describes the legal action a creditor may take if you do not pay your debts.

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High cost credit : Consumer Protection Act

Description

As of January 1, 2019 high-cost credit businesses must be licensed under the Consumer Protection Act and the High-Cost Credit Regulation. This fact sheet explains high-cost credit, describes... More ≫

Description

As of January 1, 2019 high-cost credit businesses must be licensed under the Consumer Protection Act and the High-Cost Credit Regulation. This fact sheet explains high-cost credit, describes prohibited practices for licensed high-cost credit lenders, and outlines the rights of borrowers of high-cost credit.

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Dealing with credit

Description

Discusses the importance of protecting your credit history, since credit checks are often used not just to grant credit but also to determine eligibility for a job, renting an apartment or... More ≫

Description

Discusses the importance of protecting your credit history, since credit checks are often used not just to grant credit but also to determine eligibility for a job, renting an apartment or obtaining insurance. Part of the Reality Choices series authorized by Alberta Education for use in the Grades 10 to 12 Career and Life Management course. Includes a student module and a PowerPoint file for use by teachers in a classroom setting.

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You and your money

Description

You and Your Money takes users through a financial check-up that asks how and why you spend and whether you are getting what you need and want. A money planner then helps people assess where their... More ≫

Description

You and Your Money takes users through a financial check-up that asks how and why you spend and whether you are getting what you need and want. A money planner then helps people assess where their money goes, where they want to be financially and how to get there. Part of the Reality Choices series authorized by Alberta Education for use in the Grades 10 to 12 Career and Life Management course. Includes a student module and a PowerPoint file for use by teachers in a classroom setting.

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High-cost credit : business tips

Description

As of January 1, 2019 high-cost credit businesses must be licensed under the Consumer Protection Act and the High-Cost Credit Regulation. This fact sheet explains high-cost credit and describes:... More ≫

Description

As of January 1, 2019 high-cost credit businesses must be licensed under the Consumer Protection Act and the High-Cost Credit Regulation. This fact sheet explains high-cost credit and describes: licensing requirements for high-cost credit lenders, information that must be provided to borrowers of high-cost credit, and powers of inspectors and investigators to inspect a high-cost credit lender.

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Understanding credit cards

Description

Developed to support English as a Second Language learners, this resource contains a reading excerpt explaining credit cards. This is one in a series of resources created to help ESL students... More ≫

Description

Developed to support English as a Second Language learners, this resource contains a reading excerpt explaining credit cards. This is one in a series of resources created to help ESL students learn about living in Alberta while also developing their English-language skills. The resources can be used by teachers within the ESL classroom, or by ESL learners who may be working independently.

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